Purpose-Built Insurance Companies
Turning Commercial Insurance Into Financial Endurance
Every year U.S. businesses pay hundreds of billions of dollars to commercial insurance carriers. What if some of those dollars could be recaptured by your business to build value and wealth? CapSure through its principals and key employees designs purpose built, self-directed insurance companies to help businesses insure certain property and casualty risks which may not be available or prove too costly to obtain through traditional insurance carriers.
Profiting From Risk
By creating a wholly owned insurance subsidiary, businesses are able to profit from their own safe practices and capture underwriting profit and investment income from premium dollars that would ordinarily flow to commercial insurance carriers. Over time and with good claims history those dollars can build substantial capital and wealth for your business – while also improving coverage for customized risks. For decades, large corporations have profited from self-directed insurance subsidiaries, and today mid-sized companies are also realizing the benefits.
The Benefits of Purpose-Built Insurance Companies
There are tremendous advantages in owning a fully licensed and regulated insurance company:
- Significantly reduce your commercial insurance costs
- Recapture underwriting profit and investment income
- Provide personalized coverage for unique and specific risk
- Customize premium spending to fit your businesses financial situation
- Potential for business and personal tax savings
Why Capture?
Risk Reinvented
Using a disruptive and innovative insurance industry model, CapSure provides alternative wealth creation and risk mitigation strategies using purpose-built insurance subsidiaries to protect and grow business value for profitable growing enterprises with predictable risk profiles. Businesses can shift inflated insurance premiums paid to brokers and commercial carriers into a self-directed insurance and asset protection vehicle that broadens coverage, lowers cost, preserves capital, increases equity, and realizes tax benefits.
Proven Experts
CapSure specializes in providing its clients with unique business, insurance and risk financing strategies. With over two decades of experience designing insurance companies, the CapSure team brings unparalleled tools and expertise in helping businesses understand their insurance needs, and when appropriate, establish, underwrite and manage licensed purpose built insurance companies.
Formation Roadmap
CapSure provides clients with the roadmap to navigate an otherwise complicated insurance company formation and regulatory approval process. CapSure provides its clients with a seamless turn-key formation solution. Our experienced team assists in every step, from the initial consultation and risk assessment, to coordinated underwriting and insurance regulatory application submission, through the final regulatory approval, closing procedures and day to day management of the licensed insurance company.
Industries Served
- Agriculture
- Associations & Co-Ops
- Commercial Insurance Brokers
- Franchisees
- Health Care providers
- Manufacturers
- Real Estate Developers & Property Managers
- Self-Funded Health Plan Administrators
- Trucking & Logistics
- Warranty Providers
- Workers Compensation
About Us
A self-directed insurance company is a powerful risk management tool that allows profitable businesses with predictable risk profiles to more efficiently and effectively manage corporate risk. CapSure helps business owners tired of unpredictable and excessive commercial insurance premiums bypass traditional carriers by helping them create, underwrite and manage their insurance coverage needs through their own personal insurance company.
Customize Risk Protection
Most businesses today cannot afford to fully protect against the many risks that could adversely affect their day to day business operations and personal assets. By creating a purpose built insurance subsidiary, business owners and shareholders are able to take a proactive approach in managing their risk and profiting from their own safe behavior, while also allowing them to insure for risks that are unique and specific to their business.
Profiting From Safe Business Practices
CapSure insurance programs help businesses focus on improved loss control, more efficient underwriting, and enhanced claims review and processing. Our programs provide better service and risk management than traditional insurance companies and help business owners and shareholders benefit significantly from reduced insurance costs, while allowing them decision making control over their insurance coverage needs. Purpose built insurance companies allow businesses to invest in their risk and significantly profit from their safe business practices.
Contact Us
CapSure Risk LLC is committed to providing quality leadership, support and service in a timely and ethical manner, and to ensure that each client complies with industry best practices. Clients will be educated in the business risks of owning a licensed insurance company, and made aware of regulatory sanctions and possibly fines for those not designed and operated correctly.
Will Our Purpose-Built Insurance Offering Work for Your Business?
You may be a candidate if your business meets one or both of the following criteria:
- Has at least $ 1 million or more of sustainable annual profit
- Pays more than $250,000 annually in property and casualty insurance
For a preliminary risk assessment to determine if a self-directed insurance program is right for you, please fill out the form below or call us at 440-510-1920.
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